A new summary of rights form is in place effective September 12, 2018. The new form, issued by the Consumer Financial Protection Bureau, updates the model Fair Credit Reporting Act notice that should be given to a consumer concerning a summary of their rights when applying for a position with your organization as that application […]

Do you know how, or even if, your consumer reporting agency is complying with the Fair Credit Reporting Act (FCRA) when it comes to communicating potentially adverse information? This is important to know particularly if information from a public database is the source. Recently a large consumer reporting agency agreed to a $3.3 million settlement […]

Show me the FCRA Disclosure to the applicant or else pay $100 to $1000 per claimant. Sound harsh? The Fair Credit Reporting Act is very clear. It states a person may not procure a consumer report, or cause a consumer report to be procured, for employment purposes with respect to any consumer, unless a clear […]

Another non-compliant company bites the dust and agrees to a $2.7 million-dollar pay-out to settle a class action lawsuit alleging the company violated the Fair Credit Report Act. There are obvious broadly-reported FCRA violations in the lawsuit and related news articles. We will of course cover those in this blog post a bit down the […]

Lack of an FCRA Disclosure has cost Frito-Lay a $2.4 Million Settlement in response to a class action lawsuit. The lawsuit Frito-Lay Agrees to Pay $2.4 Million to Settle FCRA Violation alleges that the company violated the Disclosure Requirements in the Fair Credit Reporting Act [ 15 U.S.C. §§ 1681 b(b )(2)(A)] when they conducted background […]